GTB USSD Codes are special dial-in numbers (short codes) you use on your mobile phone with no internet needed.

They let you do lots of banking tasks like transferring money, buying airtime, or checking your balance.

If you want to transfer money, buy airtime, pay bills, or block your ATM card, the GTB USSD Codes below are updated for 2025 and work without internet on any mobile phone.

1. GTB USSD Code for Money Transfer to GTBank Accounts

Dial *737*1*Amount*AccountNumber# to send money to another GTBank account instantly.

Example: *737*1*5000*0123456789#

You’ll confirm the transaction with your 737 PIN or the last 4 digits of your GTBank debit card.

2. GTB USSD Code for Money Transfer to Other Banks

Dial *737*2*Amount*AccountNumber# to send money to accounts in other Nigerian banks.

Example: *737*2*5000*0987654321#

3. GTB USSD Code for Airtime Top-Up (Self and Others)

• For your own phone: Dial *737*Amount# (e.g., *737*500# for ₦500 airtime).
  
• For another number: Dial *737*Amount*RecipientPhoneNumber# (e.g., *737*500*08031234567#).
  

4. GTB USSD Code to Check Account Balance

Dial *737*6*1# to view your GTBank account balance directly on your phone screen in seconds.

Checking your account balance is just step one. The next step is putting that balance to work for you.

With Sycamore NG, you can save automatically, invest in fixed-income plans, or even build a dollar wallet, all from one simple app.

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5. GTB USSD Code to Block Lost or Stolen ATM Card

If your card is missing or stolen, dial *737*51*10# immediately to block it and stop unauthorized transactions.

6. GTB USSD Code to Open a GTBank Account Without Internet

Dial *737*0# to create a GTBank account instantly from any mobile device.

7. GTB USSD Code for Cardless Cash Withdrawal

Dial *737*3*Amount# to generate a withdrawal code for use at GTBank ATMs or partner outlets, no debit card needed.

8. GTB USSD Code for Paying Bills (DSTV, PHCN, GOTV, etc.)

Dial *737*50# to open the GTBank bill payment menu and pay for utilities or subscriptions.

9. GTB USSD Code for QuickCredit Loan or Salary Advance

• QuickCredit Loan: Dial *737*51*51# to request a loan (eligibility applies).
  
• Salary Advance: Dial *737*8*2# for pre-approved salary advances.
  

10.  GTB USSD Code to Generate a One-Time Password (OTP)

Dial *737*7# to get an OTP for secure online or mobile banking transactions.

How to Use GTB USSD Codes

1. Dial *737# from the phone number linked to your GTBank account.
   
2. Pick the function (like “1” for transfer, or “6” for enquiries).
   
3. Follow prompts: enter amounts, account numbers, or codes.
   
4. Authenticate with your 737 PIN or last 4 digits of your ATM card (if applicable).
   
5. Wait for confirmation SMS, it’s like a receipt, so keep it safe.
   

Conclusion

The GTB USSD Codes system is your go-to tool for fast, no-internet banking in 2025. If you’re topping up airtime, paying bills, or sending money to friends or family, everything happens in seconds.

From everyday tasks like checking your balance (*737*6*1#) to extra conveniences like QuickCredit (*737*51*51#) or salary advances (*737*8*2#), GTBank keeps improving access.

But beyond daily transactions, true financial progress comes from building and protecting wealth.

With Sycamore NG, you can automate savings, earn interest daily, and invest confidently, all backed by your BVN.

Download the Sycamore app today and take your financial journey beyond just spending.