These days, if you use Access bank, whenever you need to carry out any banking operation like paying for groceries you just bought or sending some money to that friend who always seems to need “urgent 2k”, you simply open your bank app and get it done within minutes.

But what happens when you have no data, can’t find a hotspot, or you’re in an area with terrible internet connection? That’s when Access Bank USSD Codes step in, giving you a quick, reliable way to bank without the internet.

List of Access Bank USSD Codes 

1. How to Check Your Account Balance on Access Bank using USSD code 

Simply Dial *901*00# on your Access Bank registered phone number. Authenticate using a four (4) digit security code (You can create a security code using the Menu option).

Your account balance is immediately generated after this has been provided.

2. How to Open An Account/ChangePIN/Registration Using Access Bank USSD codes 

Dial *901*0# and follow the prompts, you can either open an account by using your BVN or by providing your personal details as prompted.

Upon provision of the required details, you will receive an SMS with details of your new account number.

3. Funds transfer (Access to Access & other banks) 

• Transfer to an Access Bank Account using Access Bank USSD codes: Simply dial *901*AMOUNT* NUBAN Account Number# (e.g: *901*1000*1234512345#) from your phone number. Authenticate using a four (4) digit security pin.

• Transfer to Other Banks using Access Bank USSD codes: Dial *901*AMOUNT* NUBAN Account Number# (e.g *901*1000*1234512345#) from your phone. Authenticate using a four (4) digit security code. You can create a security code using the Menu option.

Note: Your Nuban number is the same as your account number so don’t get confused.

4. How to Purchase Airtime using Access Bank USSD codes

• Airtime TopUp for yourself using Access bank USSD code: Simply dial *901*Amount# (e.g: *901*1000#) on your phone, wait for the success message and start making calls.

• Airtime TopUp for Friends & Family using Access Bank USSD codes: To buy airtime for friends or family members, simply dial *901*Amount*Phone Number#.  

5. How to Check your BVN using Access Bank USSD codes.  

Simply dial *901*0# and follow the prompts that will come up. Your BVN will be sent to you after.

6. To deactivate your Access Bank Account using USSD codes  

Dial *901*911# on any mobile phone. Input the registered phone number on the account that you want to blacklist, your USSD profile will be deactivated and blacklisted automatically.

How to Use Access Bank USSD Codes

To make a payment, the customer dials the Access  Bank USSD code and follows the simple prompts to authorize the transaction. Once approved, the payment is processed instantly, and both the customer and merchant receive confirmation.

Requirements: A registered phone number that’s linked to your bank account.  

Just like Access Bank USSD makes banking simple without data, Sycamore NG makes saving and investing simple without stress.

Whether it’s fixed-income, dollar savings, or target goals, you can automate everything right from your phone.

Download the Sycamore app now and start growing your money securely.

Access Bank Customer Support & Help

If you have any complaints or questions ranging from being locked out of your Access bank account to how to increase your Access bank account limits, please contact any of the following numbers below. 

Phone: 0201-2712005-7, 0201-2273000-9 or 07003000000,02012802500.

Frequently Asked Questions (FAQs)

• Is there a charge for using USSD codes?

Yes. An additional ₦6.98K is charged to your account by your network provider when you transact using *901#.

This charge is applicable to all financial transactions carried out on all USSD platforms in Nigeria including the *901# platform. Airtime and data purchases are however exempted from this charge.

• What should I do if my Access Bank USSD code transaction fails

Contact Access Bank customer service support with any of these numbers:

Phone: 0201-2712005-7, 0201-2273000-9 or 07003000000,02012802500.

Conclusion

Whenever you find yourself stuck in a situation where you need access to your funds but don’t have any data, you don’t have to worry!

With these short and easy to use Access Bank USSD codes, you never have to endure the embarrassment of being unable to pay for your groceries just because there’s no network.

Make sure to save these codes just in case and look out for any future changes.

And if you’re thinking beyond daily transactions, it’s smart to also prepare for the future. With Sycamore NG, you can save, invest, and earn daily interest on your balance, all verified securely with your BVN.

Download the Sycamore app today and take full control of your financial journey.